Products & Services

Reference Capital connects investors to exceptional Venture Capital opportunities through three dedicated verticals.

01

Bespoke Advisory
Portfolios

We work in close partnership with institutional investors to construct venture capital portfolios built for durability and long-term performance. Through a disciplined blend of selective fund commitments and direct investments, we design strategies that align precisely with each client’s ambitions and parameters. Our approach is inherently bespoke, grounded in rigor, access, and true alignment of interests.

Example of
Target Allocation :

Investment
Stage
33% Seed
33% Early Growth
33% Growth
Manager Type
70% Established Managers
30% Emerging Managers
Geography
55% United States
25% Europe
20% China

Target Performance

IRR

20%

02

Funds of
Funds

Our Funds of Funds programs unlock access to curated Venture Capital strategies with dedicated exposure to growth-stage, blockchain, and seed-stage specialist managers globally. We invest in exceptional managers, whose funds are typically closed to most investors. Every fund is carefully engineered for long-term performance and portfolio resilience.

Our next program will soon be launched. It will give investors access to leading growth-stage managers worldwide, centered on a new strategy capturing the transformative themes of the Fourth Industrial Revolution.

Funds of Funds
Overview :

Reference Seed Fund I

(2021 Vintage)

Geography
44% United States
26% Europe
18% China
12% Israel
Manager Type
71% Core Managers
29% Emerging Managers
Sectors
48% Tech
19% Blockchain
14% Generalist
10% Consumer
10% Deep Tech

Performance as of Q3 2025

MOIC

1.47x

TVPI

1.32x

DPI

0.20x

Reference Seed Fund II

(2023 Vintage)

Geography
64% United States
22% Europe
9% China
5% Israel
Manager Type
77% Core Managers
23% Emerging Managers
Sectors
46% Tech
36% Generalist
10% Blockchain
9% Consumer

Performance as of Q3 2025

MOIC

1.26x

TVPI

1.03x

DPI

0.00x

Blockchain Fund I

(2022 Vintage)

Geography
60% United States
38% Europe
2% UAE
Manager Type
50% Core Managers
50% Emerging Managers
Liquidity
72% Illiquid
28% Liquid

Performance as of Q3 2025

MOIC

1.90x

TVPI

1.65x

DPI

0.00x

Blockchain Fund II

(2025 Vintage)

Geography
70% United States
30% Europe
Manager Type
70% Core Managers
30% Emerging Managers
Liquidity
87% Illiquid
13% Liquid

Performance as of Q3 2025

MOIC

2.18x

TVPI

1.57x

DPI

0.00x

03

Direct
Co-investments

Leveraging long-standing GP partnerships, a proprietary platform, and our Reference Research Lab, we continuously monitor a curated database of venture-backed companies. This disciplined process enables us to identify and access high-quality often oversubscribed direct investment opportunities for our clients.

T3 Pharmaceuticals

T3 Pharma is a biotechnology company developing novel cancer therapies using engineered bacteria to deliver therapeutic agents directly into tumors. The approach seeks to improve oncology precision while reducing systemic toxicity through localized, intratumoral activation. The company was acquired by Boehringer Ingelheim, a global biopharmaceutical leader, to expand its immuno-oncology portfolio with differentiated next-generation treatment modalities.

Date of initial investment: Sep-19

Date of exit: Nov-23

www.t3pharma.com
Exited
DuPont Sustainable Solutions (now DSS+)

DuPont Sustainable Solutions (DSS+) is a global operations management and sustainability consulting firm that helps businesses enhance safety, efficiency, and environmental responsibility, building on DuPont’s legacy of industrial excellence.

Date of initial investment: Sep-19

Date of exit: Feb-23

www.consultdss.com
Exited
Monzo

Monzo is a digital banking platform offering mobile-first current accounts, payments, and financial management tools to millions of UK customers. The company focuses on transparent, user-centric services that help individuals budget, save, and spend more effectively through real-time notifications and intuitive product design.

Date of initial investment: Jun-20

Date of exit: -

www.monzo.com
Mainstreet

Mainstreet is a fintech company that assists businesses in identifying, claiming, and financing tax credits and government incentives. Its software simplifies complex compliance processes, enabling startups and SMEs to access non-dilutive capital and extend financial runway. The business was acquired by Employer.com to integrate incentives intelligence into a broader HR platform aimed at lowering employment costs and supporting efficient hiring at scale.

Date of initial investment: Feb-21

Date of exit: Jun-25

www.mainstreet.com
All Day Kitchens

All Day Kitchens operates a technology-enabled network of shared and delivery-only kitchen infrastructure for restaurant brands. The firm helps food operators expand into new neighborhoods efficiently, improving customer reach and unit economics without traditional brick-and-mortar buildout.

Date of initial investment: Sep-21

Date of exit: -

www.alldaykitchens.com
Wayve

Wayve is an autonomous driving company building next-generation vehicle intelligence based on embodied AI and end-to-end machine learning. The company partners with global automotive manufacturers to create scalable self-driving systems that learn from real-world data and adapt to complex urban environments.

Date of initial investment: Feb-22

Date of exit: -

www.wayve.ai
Brightseed

Brightseed uses artificial intelligence to discover plant-based bioactive compounds that support human health and nutrition. Its discovery platform enables consumer and agricultural partners to develop healthier, science-validated ingredients and functional food products.

Date of initial investment: Apr-22

Date of exit: -

www.brightseedbio.com
Ready
Formerly Argent

Argent provides secure, user-friendly wallets for accessing blockchain and decentralized finance applications. The platform aims to make digital asset ownership simple for mainstream consumers while maintaining institutional-grade security, recovery, and fraud protection.

Date of initial investment: Jun-22

Date of exit: -

www.ready.co
X1Card

X1 Card delivers a modern credit card experience built around income-based underwriting, real-time insight, and smart rewards for highly qualified consumers. The product reimagines limits and spending management for digitally native users. The company was acquired by Robinhood Markets to accelerate Robinhood’s expansion into everyday financial services spanning credit, payments, and customer engagement beyond core investing.

Date of initial investment: Oct-22

Date of exit: Jun-23

Exited
Aerodome

Aerodome provides drone-as-first-responder solutions for public safety agencies, enabling rapid aerial awareness during emergencies through integrated hardware and aviation operations. The platform helps police and fire departments reduce response times and improve situational decision making.

Date of initial investment: Feb-24

Date of exit: Oct-24

www.aerodome.com
Exited
Bright Machines

Bright Machines is an industrial automation company delivering software-driven robotics and modular micro-factory solutions for electronics manufacturing. The firm helps global producers increase flexibility, quality, and supply-chain resilience through intelligent vision systems and digital-first factory control.

Date of initial investment: Jun-24

Date of exit: -

www.brightmachines.com
UDX Secondary

Universal Diagnostics (UDX) develops blood tests that detect cancer in its earliest stages so as to transform cancer into a disease that’s preventable and curable. Starting from a deep knowledge of the disease, UDX has built a technological platform able to “read” the signal of cancer in blood.

Date of initial investment: Sep-24

Date of exit: -

www.universaldx.com
Laminar
Formerly H2OK Innovations

H2Ok develops sustainable water management and treatment technologies designed to reduce waste and energy consumption. The company works with municipal and industrial partners to improve reliability and environmental footprint across critical water infrastructure.

Date of initial investment: Jan-25

Date of exit: -

www.runlaminar.com
Genesis AI

Genesis AI creates enterprise applications that automate knowledge work and decision processes using responsible AI agents. The platform helps businesses increase productivity while maintaining governance, security, and model transparency.

Date of initial investment: Apr-25

Date of exit: -

www.genesis-ai.company
Ursa Major

Ursa Major designs high-performance rocket propulsion systems for commercial launch and national security customers. The firm focuses on reliable, domestically produced engines that lower mission cost and expand resilient access to orbit.

Date of initial investment: Jun-25

Date of exit: -

www.ursamajor.com
Blackroll

Blackroll is a consumer health company offering premium recovery, mobility, and physiotherapy products used by athletes worldwide. The firm promotes injury prevention and everyday wellbeing through durable equipment and education partnerships.

Date of initial investment: Nov-25

Date of exit: -

www.blackroll.com
TwoStep

TwoStep develops digital identity and authentication tools that enhance security for online services. Its technology protects consumers and enterprises from fraud while keeping access experiences smooth and compliant.

Date of initial investment: Nov-25

Date of exit: -

www.twosteptx.com

Since 2019

Reference Capital has achieved top-decile performance across 17 direct investments. This confirms the success of our approach.

Direct
Co-investments

as of Q4 2025 (out of 4 exits)

44.3%

IRR

4.1X

DPI

Top quartile
performance

as of Q2 2025

1.8X

TVPI

17.2%

IRR

0.2X

DPI